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Aplazo vs Klarna

Aplazo logo

Aplazo

6.3#16 in buy now, pay later platforms
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Klarna logo

Klarna

7.2#5 in shopping and price-tracking appsFrom $4.99 a month
AndroidiOSWebAPI
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What both publish

FactAplazoKlarna
IntegrationsAPLAZO says it offers integrations for popular e-commerce platforms and an API for developers.Klarna Payments supports integrations including Shopify, Adobe Commerce, Salesforce Commerce, and WooCommerce.
SecurityAPLAZO says it protects data with industry-standard security technology and uses identity verification to restrict account access.Klarna describes account protections including encryption, two-factor authentication, real-time fraud monitoring, biometrics, and passkeys.
SupportThe privacy notice lists [email protected] as a contact address.Klarna’s US Pay in 4 page directs customers to customer service for help and troubleshooting.
What it doesAPLAZO lets people buy in participating online and physical stores and pay in installments without needing a credit card.Klarna Payments lets merchants offer Klarna as a checkout payment method, with options customers can select such as pay now, pay later, or pay in parts.

Aplazo plans

No prices published.

Klarna plans

  • Klarna Core membership$4.99 a month
  • Klarna Plus membership$9.99 a month
  • Klarna Premium membership$19.99 a month
  • Klarna Max membership$44.99 a month

Pick Aplazo if…

Aplazo suits shoppers in Mexico who want installment options at participating stores without a credit card. Its schedules and spending availability depend on the store, account, and purchase.

Pick Klarna if…

Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.

Charts they share