AI Payments
5.0#25 in payment orchestration platformsAPI
VisitAI Payments vs PayServ Multi-PSP Platform
PayServ Multi-PSP Platform
7.9#1 in payment orchestration platformsFrom $99 a monthFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | AI Payments | PayServ Multi-PSP Platform |
|---|---|---|
| Compliance | The orchestration page says routing card data through AI Payments can reduce a merchant’s PCI compliance scope; it does not state that the product is PCI certified. | PayServ identifies itself as an Independent Software Vendor and software aggregator, and says its integration scope is PCI-DSS SAQ A. |
| Integrations | The site describes connections to multiple processors, gateways, and acquirers through a single API but does not name specific providers on the opened orchestration page. | PayServ documentation describes connectors for providers including Stripe, Adyen and PayPal, while the homepage lists wallets and ACH payment methods. |
| Security | The privacy policy says the company uses encryption in transit and at rest, access controls, and regular security assessments. | The platform page says PSP-hosted fields capture card data, raw cardholder data does not transit PayServ servers, and credentials are encrypted at rest with AES-256-GCM and transmitted over TLS 1.3. |
AI Payments plans
- Custom enterprise planPriced on request
PayServ Multi-PSP Platform plans
- FreeFree
- Scale$99 a month
- Growth$299 a month
- CustomPriced on request
- EnterprisePriced on request
- StandardPriced on request
Pick AI Payments if…
It is presented for enterprise, high-volume e-commerce, B2B, marketplace, and global merchants. It suits organizations seeking processor orchestration and transaction routing through an API.
Pick PayServ Multi-PSP Platform if…
It suits merchants, banks, fintech companies, engineering teams, ISVs, and platforms working with multiple payment providers. The Free plan may fit evaluation with one sandbox connection and a limited monthly test allowance.