Affirm vs Scalapay
| Affirm | Scalapay | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Android, api, extension, iOS, Web | Android, api, iOS, Web |
| Free plan | Yes | — |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | 4 interest-free payments every 2 weeks; installments from 6 weeks to 36 months; monthly or biweekly payments | Pay in 3: first payment at purchase, then after 1 and 2 months; Pay in 4: first payment at purchase, then after 1, 2, and 3 months |
| Merchant platforms | Adobe Commerce, BigCommerce, Salesforce Commerce Cloud, SAP Commerce, Shopify, Wix, WooCommerce, Acadaca, Lightspeed Ecommerce, Miva, OpenCart, Oracle Commerce, Shift4Shop, VTEX, Volusion | BigCommerce, JTL 4, LogiCommerce, Mabisy, Magento 1, Magento 2, OpenCart, nopCommerce, PrestaShop, Ready Pro, Salesforce, SAP Hybris, Shopify, Shopware, Storeden, VTEX, WooCommerce |
| Consumer regions | United States, Canada, United Kingdom | Austria, Belgium, Finland, France, Germany, Italy, Netherlands, Portugal, Spain, Mayotte, Réunion, French Guiana, Martinique, Guadeloupe |
| Merchant dashboard | Yes | Yes |
| Merchant settlement | — | scheduled |
Both are listed in Best Buy Now, Pay Later Platforms. On Everything Xiaomi, Affirm scores higher on our published basis.