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Affirm vs Scalapay

Affirm logo

Affirm

6.0#21 in buy now, pay later platforms
AndroidiOSWebAPI
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Scalapay logo

Scalapay

7.4#3 in buy now, pay later platforms
AndroidiOSWebAPI
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What both publish

FactAffirmScalapay
API environmentsAffirm provides separate sandbox and live API environments at sandbox.affirm.com and api.affirm.com.Scalapay provides separate production and sandbox API endpoints, with fake cards available for sandbox testing.
Founded20122019
HeadquartersSan Francisco, California, United StatesLinkedIn lists Dublin City, Ireland as headquarters, while Scalapay's own website gives an operating headquarters address in Milan, Italy.
IntegrationsAffirm lists integrations with Shopify, Wix, BigCommerce, Adobe Commerce, Salesforce Commerce Cloud, SAP Commerce, WooCommerce, Stripe, Adyen, Worldpay, and other platforms and payment service providers.Official plugins are listed for BigCommerce, Magento, OpenCart, PrestaShop, Salesforce, Shopify, Shopware, VTEX, WooCommerce and other platforms.

Affirm plans

  • Adaptive Checkout™—
  • Installments—
  • Pay in 4—

Scalapay plans

  • Merchant acceptancePriced on request
  • Merchant offeringPriced on request
  • Pay in 3—
  • Pay in 4—

Pick Affirm if…

Affirm suits consumers in the United States, Canada, and United Kingdom who want installment options at participating merchants. Merchants looking to add those payment options can use its API, mobile SDKs, and listed platform integrations.

Pick Scalapay if…

It may suit shoppers buying from participating stores who want to pay in instalments, and merchants seeking online or in-store payment options. Merchant fees are personalized and disclosed after registration.

Charts they share