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Affirm vs Atome

Affirm logo

Affirm

6.0#21 in buy now, pay later platforms
AndroidiOSWebAPI
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Atome

7.9#1 in buy now, pay later platformsFrom 0.75 SGD a month
Free planAndroidiOSWebAPI
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What both publish

FactAffirmAtome
Founded2012LinkedIn lists Atome as founded in 2019.
HeadquartersSan Francisco, California, United StatesSingapore
IntegrationsAffirm lists integrations with Shopify, Wix, BigCommerce, Adobe Commerce, Salesforce Commerce Cloud, SAP Commerce, WooCommerce, Stripe, Adyen, Worldpay, and other platforms and payment service providers.The developer portal lists Shopify, WooCommerce, Magento, Prestashop, OpenCart, EasyStore, Wix and Salesforce integrations.

Affirm plans

  • Adaptive Checkout™—
  • Installments—
  • Pay in 4—

Atome plans

  • Pay-in-3Free
  • Pay in fullFree
  • Pay-in-120.75 SGD a month
  • Pay-in-90.75 SGD a month
  • Pay-in-63 SGD, paid once
  • Longer payment plans—

Pick Affirm if…

Affirm suits consumers in the United States, Canada, and United Kingdom who want installment options at participating merchants. Merchants looking to add those payment options can use its API, mobile SDKs, and listed platform integrations.

Pick Atome if…

Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.

Charts they share