Actual Budget
7.4#52 in personal finance softwareFree planFree planWebAPILinuxmacOS
VisitActual Budget vs SoFi
What both publish
| Fact | Actual Budget | SoFi |
|---|---|---|
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Support | The documentation directs users to the maintainers and community for help and support. | SoFi lists phone, email, live chat, and social-media support channels, with U.S. customer support at 855-456-7634. |
Actual Budget plans
- Free and open sourceFree
SoFi plans
- SoFi Coach / RelayPriced on request
- SoFi Coach / Relay—
- SoFi Checking and SavingsFree
- SoFi Plus$10 a month
- SoFi CoachFree
Pick Actual Budget if…
Actual Budget may suit people who want envelope budgeting with bill and net-worth tracking, and who value web or desktop access. It may also fit users interested in optional self-hosted synchronization and open-source software.
Pick SoFi if…
SoFi suits people looking for banking, investing, and financial tracking tools in one platform. SoFi Coach is available at no charge to members who use its banking, borrowing, or investing services.