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Actual Budget vs GnuCash

GnuCash logo

GnuCash

8.9#3 in personal finance softwareFree plan
Free planAndroidiOSAPILinux
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What both publish

FactActual BudgetGnuCash
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Desktop platformsDownload pages list desktop clients for Windows, macOS and Linux.The current stable release download page lists installers for Windows 8/10/11 and macOS, and installation options for Linux.
Free planYesYes
Net-worth trackingYesYes
PurposeActual Budget is a privacy-focused finance app built around envelope budgeting.GnuCash is personal and small-business financial-accounting software for tracking bank accounts, stocks, income, and expenses.

Actual Budget plans

  • Free and open sourceFree

GnuCash plans

  • GnuCashFree

Pick Actual Budget if…

Actual Budget may suit people who want envelope budgeting with bill and net-worth tracking, and who value web or desktop access. It may also fit users interested in optional self-hosted synchronization and open-source software.

Pick GnuCash if…

You want what its maker publishes above — check its page for the details.

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