
Actual Budget
7.4#52 in personal finance softwareFree planFree planWebAPILinuxmacOS
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| Fact | Actual Budget | GnuCash |
|---|---|---|
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Desktop platforms | Download pages list desktop clients for Windows, macOS and Linux. | The current stable release download page lists installers for Windows 8/10/11 and macOS, and installation options for Linux. |
| Free plan | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Purpose | Actual Budget is a privacy-focused finance app built around envelope budgeting. | GnuCash is personal and small-business financial-accounting software for tracking bank accounts, stocks, income, and expenses. |
Actual Budget may suit people who want envelope budgeting with bill and net-worth tracking, and who value web or desktop access. It may also fit users interested in optional self-hosted synchronization and open-source software.
You want what its maker publishes above — check its page for the details.