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ACI Pay.ON vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactACI Pay.ONPaystack
APIACI describes the gateway as using a RESTful open API architecture.The public API is RESTful and JSON-based, uses HTTPS, and provides separate test and live keys.
SecurityACI stated that the solution provided through PayPlug was PCI DSS Level 1 compliant.Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.

ACI Pay.ON plans

  • ACI PAY.ON Payments GatewayPriced on request

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick ACI Pay.ON if…

It is designed for payment service providers, ISOs, VARs, acquirers, and other merchant payment providers. Teams needing API, SDK, mobile, web, in-store, or online payment coverage may consider it.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Charts they share