Accounts 3 Checkbook
6.4#158 in personal finance software$4.99 one-timeiOS
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| Fact | Accounts 3 Checkbook | YNAB |
|---|---|---|
| Bill tracking | No | Yes |
| Budgeting tools | No | Yes |
| Free plan | Yes | No |
| Integrations | The app syncs data across iPhone, iPad, and iPod Touch through iCloud and supports backups through iCloud, Dropbox, or email. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Mobile apps | ios | both |
| Net-worth tracking | No | Yes |
| Report export | Yes | Yes |
| Reports | Reports and graphs summarize monthly income versus expenses and spending or income by category. | Spending and net-worth reports provide graphs and charts about spending and wealth. |
| Security | The app offers passcode security and Touch ID or Face ID authentication. | YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing. |
You want what its maker publishes above — check its page for the details.
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.