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1Money vs YNAB

1Money

5.7#176 in personal finance software
Android
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

Fact1MoneyYNAB
Account syncautomaticboth
Budgeting toolsYesYes
Free planYesNo
HeadquartersDresden, GermanyLehi, Utah, USA
Mobile appsandroidboth

1Money plans

No prices published.

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick 1Money if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share