WealthTrace
The facts below are what the maker publishes about WealthTrace, checked and dated. Our editors have not written about it yet.
Plans and prices
From WealthTrace's own pricing page, checked 9 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Individuals: Standard | $229 a year | Unlimited use · Email support · Live chat support · Monte Carlo analysis · What-if scenarios · Link investment accounts · Expert one-on-one support available at add-on charge · $229/year |
| Individuals: Deluxe | $289 a year | Unlimited use · Email support · Live chat support · Priority support over Standard · Monte Carlo analysis · What-if scenarios · Link investment accounts · Historical investment data and performance · Roth conversion and asset allocation scenarios · Expert one-on-one support available at add-on charge · $289/year |
| Advisor | $1,049 a year | Email and phone support · Client portal · Online fact finder · Model portfolios · Customized reports · Monte Carlo analysis · Link client accounts using Yodlee · What-if, asset allocation, and Roth conversion scenarios; add-on charges may apply · $1,049/year or $315/quarter |
The facts
Each one read from WealthTrace's own pages, with the date it was checked.
What it does
- AI
- Trace AI is included in Deluxe and Advisor and answers questions with plain-language explanations based on a user's plan.checked 9 Oct 2026
- Data use
- WealthTrace states that it will not sell or give user data to third parties.checked 9 Oct 2026
- Integrations
- WealthTrace says users can link accounts through Yodlee and Plaid, and that bank and brokerage credentials are stored at those providers rather than in WealthTrace's database.checked 9 Oct 2026
- Investment tracking
- Users can link brokerage, IRA, 401(k), and other investment accounts to monitor balances, holdings, performance, transactions, fund fees, and asset allocation, or enter investments manually.checked 9 Oct 2026
- Notable limits
- Creating and saving multiple individual plans may incur an additional charge, and some account-linking and other add-ons may also cost extra.checked 9 Oct 2026
- Purpose
- WealthTrace provides retirement planning software for individuals and couples to build, manage, and analyze their own plans.checked 9 Oct 2026
- Scenario analysis
- Users can run Monte Carlo simulations and compare retirement ages, spending, investment allocation, Social Security, Roth conversions, and market downturn scenarios.checked 9 Oct 2026
- Security
- WealthTrace states that it uses 256-bit encryption for information passed between users and its servers.checked 9 Oct 2026
- Support
- The pricing page lists email and live chat support for individual plans, with priority support for Deluxe; Advisor includes email and phone support.checked 9 Oct 2026
Money
- Planning tools
- The software models retirement income, taxes, Roth conversions, Social Security, investments, expenses, and what-if scenarios.checked 9 Oct 2026
- Tax planning
- WealthTrace models Roth conversions, required minimum distributions, withdrawals, retirement income, and taxes over time.checked 9 Oct 2026
- Trial
- The pricing page advertises a free trial and says no credit card is required to start it, but does not state its duration.checked 9 Oct 2026
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