
Ternary
Ternary is a technology investment ledger for finance teams tracking AI, SaaS, cloud, and on-premise spending.
What Ternary is
Ternary is a technology investment ledger for finance teams tracking AI, SaaS, cloud, and on-premise spending. It maps technology costs to cost centers, GL codes, and ERP charts of accounts, with integrations named for SAP, Oracle, and Workday. It can ingest AWS and GCP billing data, direct AI vendor invoices, and token telemetry from OpenAI and Anthropic. AI consumption and cost can be tracked by user and team, with credit burn compared against contract periods. FinOps tools include multi-cloud normalization, Finance showback, anomaly alerts, and savings-plan and reserved-instance modeling. The integration catalog also lists services and tools including Alibaba Cloud, Databricks, Jira, Azure, MongoDB Atlas, OCI, Slack, and Snowflake. Through Ternary’s MCP, users can query the ledger with Claude, ChatGPT, or an enterprise LLM. It is offered as SaaS or self-hosted, with API and web platforms. Cloud integrations need billing exports and permissions configured outside Ternary before ingestion. Pricing is on request; a no-commitment sandbox with sample enterprise data is available without cloud credentials.
Good
- Maps technology costs to cost centers and ERP charts.
- Tracks AI consumption and cost by user and team.
- Includes multi-cloud normalization and anomaly alerts.
- Offers SaaS or self-hosted deployment.
- Sandbox requires no cloud credentials.
Watch out
- Pricing is available on request.
- Cloud integrations need external billing exports and permissions.
Who it suits
Ternary suits CFOs, finance teams, FP&A leaders, and FinOps analysts at organizations with $500M and up in revenue. It may also suit teams that need SaaS or self-hosted deployment and finance-oriented tracking of technology costs.
Verdict
Ternary combines technology-spend tracking with finance mappings and FinOps capabilities. Teams should account for the external setup required for cloud ingestion and request pricing directly.
Plans and prices
From Ternary's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Enterprise | Priced on request | Pricing by briefing; no public price stated |
The facts
Each one read from Ternary's own pages, with the date it was checked.
What it does
- AI agent access
- Ternary says its MCP lets users query the technology ledger through Claude, ChatGPT, or an enterprise LLM.checked 7 Oct 2026
- AI attribution
- The platform tracks AI consumption and cost by user and team and compares credit burn with contract periods.checked 7 Oct 2026
- Cloud data sources
- The site describes ingesting AWS and GCP billing data along with direct AI vendor invoices and token telemetry from OpenAI and Anthropic.checked 7 Oct 2026
- Deployment
- The site states Ternary is available as SaaS or self-hosted.checked 7 Oct 2026
- FinOps features
- The FinOps page lists multi-cloud normalization, shared Finance showback, anomaly alerts, and savings-plan and reserved-instance modeling.checked 7 Oct 2026
- Integration catalog
- Ternary’s integration documentation lists AWS, Alibaba Cloud, BYOD, Databricks, Google Cloud, Jira, Azure, MongoDB Atlas, OCI, Slack, and Snowflake.checked 7 Oct 2026
- Intended customers
- The homepage identifies CFOs and finance teams, FP&A leaders, and FinOps analysts as its users, and describes organizations with $500M and up in revenue as a fit.checked 7 Oct 2026
- Purpose
- Ternary provides finance teams a technology investment ledger across AI, SaaS, cloud, and on-premise spending.checked 7 Oct 2026
- Sample sandbox
- The homepage offers a no-commitment sandbox with preloaded enterprise sample data and says cloud credentials are not required.checked 7 Oct 2026
- Security
- Ternary’s financial-services page lists SOC 2 Type II and ISO 27001 and describes audit trails aligned with OCC, FFIEC, SOX, and DORA requirements.checked 7 Oct 2026
- Setup requirement
- Cloud integrations require billing exports and appropriate permissions configured outside Ternary before ingestion can begin.checked 7 Oct 2026
- Support
- The documentation directs users who need help getting started to contact Ternary by email.checked 7 Oct 2026
Where it runs
- ERP mapping
- Ternary maps technology costs to cost centers, GL codes, and ERP charts of accounts, and names SAP, Oracle, and Workday integrations.checked 7 Oct 2026
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