Taxmo
Taxmo is UK bookkeeping and tax software for sole traders, freelancers, contractors, expats, and small businesses.
What Taxmo is
Taxmo is UK bookkeeping and tax software for sole traders, freelancers, contractors, expats, and small businesses. It tracks income and expenses, updating estimates for Income Tax, National Insurance, and VAT as entries are added. Paid plans submit VAT returns to HMRC through the Making Tax Digital API. Taxmo prepares and reviews Self Assessment returns but does not submit them; submission for MTD for Income Tax is marked as coming soon. Receipt capture can extract supplier, amount, date, and VAT details from photos and PDFs. Bank imports use read-only, on-demand Open Banking authorization, while CSV statement uploads have no history limit. The accountant platform syncs in both directions with Xero, QuickBooks, and FreeAgent, and deadlines can be exported as an iCal feed. Taxmo offers web, iOS, and Android access. Pro subscribers get a read-only REST API limited to 300 requests per 15-minute window. Security details include HTTPS with TLS and HSTS, encrypted HMRC OAuth tokens, and passwordless login by magic link or Google OAuth.
Good
- Free plan and free trial available.
- Updates tax estimates as entries are added.
- Paid plans support direct MTD VAT filing.
- Available on web, iOS, and Android.
Watch out
- Self Assessment returns are not submitted to HMRC.
- Pro REST API is limited to 300 requests per 15-minute window.
- Free plan allows 25 entries per quarter.
Who it suits
Taxmo suits UK sole traders, freelancers, contractors, expats, and small businesses tracking income, expenses, and tax estimates. It may also suit accountants using its client platform and supported accounting integrations.
Verdict
Taxmo combines bookkeeping, tax estimates, receipt capture, and VAT filing in paid plans, with web and mobile apps. Check the plan limits and filing scope: Self Assessment submission is not supported, and the free tier limits entries.
Plans and prices
From Taxmo's own pricing page, checked 5 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | 25 entries per quarter · VAT dashboard · calculators · invoice generation · filing guide · basic Tax Savings Finder |
| Starter | £9.99 a month | 50 entries per month · bank import up to 150 per 90 days · WhatsApp receipt capture up to 50/month · P&L and balance sheet reports · direct MTD VAT filing · Prices exclude VAT |
| Pro | £19.99 a month | Unlimited entries, bank imports and receipt scanning · 200 WhatsApp receipts/month (£0.05 extra) · AI Assistant · Self Assessment review · team access · priority support · Prices exclude VAT |
| Accountant | £14.99 a month | Per active client · first 2 clients free · default limit 50 clients per practice · First 2 clients free |
The facts
Each one read from Taxmo's own pages, with the date it was checked.
What it does
- API
- Pro subscribers get a read-only REST API with a limit of 300 requests per 15-minute window.checked 5 Oct 2026
- API access
- Yeschecked 22 Sep 2026
- Bank imports
- Bank imports use read-only, on-demand Open Banking authorization, while CSV statement uploads have no history limit.checked 5 Oct 2026
- Data protection
- Taxmo states that it follows UK GDPR, names processors in its privacy policy, and lets users export or delete their data.checked 5 Oct 2026
- Filing support level
- automatedchecked 22 Sep 2026
- Integrations
- The accountant platform provides live two-way sync with Xero, QuickBooks and FreeAgent, and calendar deadlines can be exported as an iCal feed.checked 5 Oct 2026
- Purpose
- Taxmo provides UK bookkeeping and tax software for sole traders, freelancers, contractors, expats and small businesses.checked 5 Oct 2026
- Receipts
- Receipt capture can extract supplier, amount, date and VAT from photos and PDFs, with WhatsApp capture on paid plans and email capture on Pro.checked 5 Oct 2026
- Return filing
- Yeschecked 22 Sep 2026
- Sales tax calculation
- Yeschecked 22 Sep 2026
- Security
- The documentation says traffic uses HTTPS with TLS and HSTS, HMRC OAuth tokens are encrypted with AES-256-GCM, and authentication is passwordless by magic link or Google OAuth.checked 5 Oct 2026
- Self Assessment limit
- Taxmo prepares and reviews Self Assessment returns but does not submit them to HMRC; MTD for Income Tax submission is marked as coming soon.checked 5 Oct 2026
- Support
- The Pro plan includes priority support.checked 5 Oct 2026
- Supported tax types
- VAT,Income Tax,National Insurance,Self Assessment,CISchecked 22 Sep 2026
- Tax estimates
- It tracks income and expenses and updates estimates of Income Tax, National Insurance and VAT as entries are added.checked 5 Oct 2026
- VAT filing
- Paid plans submit VAT returns directly to HMRC through the Making Tax Digital API.checked 5 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
Where it runs
- Mobile apps
- Taxmo says it has native apps for iOS and Android.checked 5 Oct 2026
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