Paystack transaction pricing (Nigeria)
Free
No monthly subscription stated · zero integration fee · zero maintenance fee · transaction fees apply
Checked 5 Oct 2026
Plans and prices
Paystack pricing
Account
Free
free integration · test mode available
Checked 14 Oct 2026
Dedicated virtual accounts
1 NGN a month
fee capped at NGN 300
Checked 14 Oct 2026
Nigeria local transactions
1.51 NGN a month
NGN 100 waived below NGN 2,500 · fee capped at NGN 2,000
Checked 14 Oct 2026
Nigeria international transactions
3.91 NGN a month
international cards · settled in NGN by default or USD option
Checked 14 Oct 2026
Nigeria transfers up to NGN 5,000
10 NGN a month
transfer amount up to NGN 5,000
Checked 14 Oct 2026
Nigeria transfers NGN 5,001–50,000
25 NGN a month
transfer amount NGN 5,001–50,000
Checked 14 Oct 2026
Nigeria transfers above NGN 50,000
50 NGN a month
transfer amount above NGN 50,000
Checked 14 Oct 2026
Test SmartPeak P1000 terminal
85,000 NGN, paid once
test physical terminal device
Checked 14 Oct 2026
Live SmartPeak P1000 terminal
100,000 NGN, paid once
physical terminal device
Checked 14 Oct 2026