PaySimple
PaySimple is a paid platform for business payments, billing, and customer management.
What PaySimple is
PaySimple is a paid platform for business payments, billing, and customer management. It accepts credit and debit cards, ACH transfers, eChecks, Apple Pay, and Google Pay through online, in-person, and mobile payment channels. Online checkout options include a digital storefront, payment forms, embeddable checkout, and payment links. Businesses can set up recurring billing and electronic invoicing, then use real-time reporting and dashboards for business information. The service runs on web, Android, and iOS, and provides an API with RESTful endpoints, hosted checkout, and webhook callbacks. Its mobile application can accept payments and manage customer information, services, reports, and dashboards. PaySimple lists integrations with ServiceFusion, Dr. Chrono, SalonBiz, ImproveIt 360, and The Studio Director. Security statements include PCI DSS certification, encrypted stored card data, and an annual Type 2 SOC 2 report. The platform plan costs $79.95 a month, with additional transaction and conditional fees described for payment processing.
Good
- Accepts cards, ACH/eCheck, Apple Pay, and Google Pay
- Supports online, in-person, and mobile payments
- Includes recurring billing and electronic invoicing
- Provides real-time reports and dashboards
- Offers RESTful APIs and webhook callbacks
Watch out
- No free plan is listed
- Platform plan costs $79.95 a month
- Card processing includes additional listed fees
- Support hours are limited to weekdays
Who it suits
PaySimple suits businesses needing payment acceptance, recurring billing, invoicing, customer management, and reporting across web or mobile. It also fits teams connecting payment workflows through APIs or listed software integrations.
Verdict
PaySimple combines payment collection, billing, customer records, and reporting in one service. Its web, mobile, and integration options support varied payment operations, while fees and the paid-only model should be reviewed first.
Plans and prices
From PaySimple's own pricing page, checked 15 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| PaySimple solution | $49.95 a month | unlimited invoicing · free mobile app access · unlimited customer support · monthly plus processing fees |
| Basic | $69.95 a month | credit-card payments · customer management · eCheck payments · electronic invoices · email marketing · in-person payments · flat rate per month |
| PaySimple platform | $79.95 a month | all features included · credit-card processing 2.90% + $0.30 per transaction · ACH/eCheck 1.00% + $0.30 · monthly |
| ACH/eCheck processing | Priced on request | $30.00 chargeback fee if applicable · $5.00 ACH return fee if applicable · 1.00% + $0.30 per transaction |
| Credit/debit card processing | Priced on request | Card-not-present surcharge +1.00% if applicable · $0.75 batch fee · $5.95 monthly PCI DSS program fee · other conditional fees listed on standard pricing page · 2.90% + $0.30 per transaction; plus monthly fees |
The facts
Each one read from PaySimple's own pages, with the date it was checked.
What it does
- API status
- API 5 is identified as beta and does not yet include all API 4 features.checked 15 Oct 2026
- Automated reminders
- The system can send reminders for past-due and failed payments.checked 15 Oct 2026
- Customer database
- The customer-management module stores contact and payment details, purchase history and account information.checked 15 Oct 2026
- Customer portal
- Customers can log in to view accounts, manage payment preferences and pay bills themselves.checked 15 Oct 2026
- Data handling
- The security page says stored card data is encrypted, CVV2 is not stored and swipe track data is never retained.checked 15 Oct 2026
- Developer APIs
- The developer portal offers a REST Payments API plus legacy API 4, API 5 and PaySimpleJS checkout options.checked 15 Oct 2026
- Documentation depth
- The portal includes guides, API references, authorization instructions, checkout quick starts and card-present transaction guidance.checked 15 Oct 2026
- Electronic invoicing
- PaySimple includes electronic invoices and payment links for collecting card, ACH and eCheck payments.checked 15 Oct 2026
- Funding
- Crunchbase lists five funding rounds and identifies PSG Equity as an investor, while amounts are obscured.checked 15 Oct 2026
- In-person payments
- Point-of-sale tools support card, ACH, cash and check transactions by swipe, key entry, account-on-file or billing schedule.checked 15 Oct 2026
- Integrations
- PaySimple offers RESTful APIs, hosted checkout solutions, and webhook callbacks for software integrations.checked 4 Oct 2026
- Intended customers
- PaySimple says it has helped over 22,000 business owners streamline billing and payment acceptance since 2006.checked 4 Oct 2026
- Limit: account access and funds
- BBB complaints describe delayed ACH releases, login difficulties, cancellation problems and continued fees during account disputes.checked 15 Oct 2026
- Limit: integrations
- A G2 reviewer specifically cites the absence of Salesforce integration as a limitation.checked 15 Oct 2026
- Limit: pricing
- Reviewers report that fees can be higher than competitors, with batch, transaction and other charges reducing transparency.checked 15 Oct 2026
- Limit: reporting
- Some reviewers say reporting is weak, dashboards are not configurable and they must use QuickBooks alongside PaySimple.checked 15 Oct 2026
- Marketing integrations
- PaySimple documents synchronization of customer and payment data with Mailchimp and Constant Contact.checked 15 Oct 2026
Money
- Billing
- PaySimple offers recurring billing and electronic invoicing.checked 4 Oct 2026
The company
- Company facts
- LinkedIn lists PaySimple as founded in 2006, headquartered in Denver, Colorado, with 51–200 employees.checked 15 Oct 2026
- Company ownership
- Crunchbase lists PaySimple, Inc. as a legal name and a sub-organization of EverCommerce.checked 15 Oct 2026
- Founded
- 2006checked 28 Sep 2026
- Headquarters
- Denver, Colorado, United Stateschecked 28 Sep 2026
Where it runs
- Limit: mobile app
- App-store reviewers report missing inventory and cash/check options, recurring-charge visibility problems and occasional loading failures.checked 15 Oct 2026
- Mobile app platforms
- PaySimple offers iPhone/iPad and Android apps for mobile checkout, recurring schedules and customer management.checked 15 Oct 2026
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