Mastercard Employment Verification API

What Mastercard Employment Verification API is

Mastercard Employment Verification API provides digital employment verification for borrowers, with employment and income information delivered through an API. It can return current employment and last pay date, employment status, employer name, and up to 36 months of employment details. Mastercard describes results as real-time, delivered in seconds, with coverage supported by multiple data sources and cross-verification. Verification can use digitized paystubs or direct connections to payroll providers. The service is intended for lenders, landlords, and employers handling qualification, tenant screening, and background checks, and is described as fitting into existing workflows. Consumers give permission for data use; Finicity applies physical, technological, and procedural security safeguards. The VOIE Paystub with TXVerify report is available in JSON/XML and PDF formats and supports Freddie Mac's Loan Product Advisor asset and income modeler. That workflow requires the latest paystub for each employment, and files containing multiple paystubs cannot be processed. Mastercard offers API documentation and API keys through Mastercard Developers and directs prospective customers to request a demo. Pricing is on request.