MassPay
MassPay is a global financial orchestration platform for payouts, connecting businesses to local payment rails, stablecoins, mobile wallets, and real-time pa…
What MassPay is
MassPay is a global financial orchestration platform for payouts, connecting businesses to local payment rails, stablecoins, mobile wallets, and real-time payout methods in 180 countries. Its REST API supports worldwide payments in 70+ currencies. Available payout methods include bank transfers, wires, cards, digital wallets, mobile money, cash pickup, and cryptocurrency. MassPay lists marketplaces, creator platforms, affiliate programs, gig-economy companies, payroll and HR teams, travel businesses, insurance providers, and direct-selling organizations among its target users. API access requires KYB verification of a business's legal name, address, tax ID, and corporate structure. The platform provides REST APIs, webhooks, modular APIs and SDKs, plus a sandbox and developer documentation. MassPay states it performs real-time OFAC, EU, and UN sanctions screening and PEP screening. Its separate Validate product checks account status and ownership through one API call; it has no platform fee or minimum commitment, charges an agreed rate per successful validation, and does not charge for unsupported attempts. Payout platform pricing is available on request, and fees vary by method and corridor.
Good
- Connects payout methods across 180 countries
- Supports payments in 70+ currencies
- Provides APIs, webhooks, SDKs, and a sandbox
- Validate has no platform fee or minimum commitment
Watch out
- Pricing is available on request
- Payout API access requires KYB approval
- Fees vary by payout method and corridor
Who it suits
MassPay suits organizations making payouts across countries and currencies, including marketplaces, payroll teams, and creator platforms. Its Validate product may suit businesses that need account status and ownership checks through an API.
Verdict
MassPay offers a broad set of payout methods through API-based integrations, with pricing depending on method and corridor. Businesses should account for KYB approval and request pricing for the payout platform; Validate has a separate per-successful-check fee.
Plans and prices
From MassPay's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| MassPay Payout Platform | Priced on request | Fees vary by payout method and corridor · KYB approval required · 180 countries |
The facts
Each one read from MassPay's own pages, with the date it was checked.
What it does
- API
- MassPay supports worldwide payments across 70+ currencies through a single REST API.checked 30 Sep 2026
- Compliance
- API access requires KYB verification of the business legal name, address, tax ID, and corporate structure.checked 30 Sep 2026
- Coverage
- One integration connects local rails, stablecoins, mobile wallets, and real-time payout methods in 180 countries.checked 30 Sep 2026
- Data protection
- MassPay states that data in transit uses TLS 1.3+ and data at rest uses AES-256 encryption.checked 30 Sep 2026
- Integrations
- MassPay provides REST APIs, webhooks, modular APIs and SDKs, plus sandbox and developer documentation.checked 30 Sep 2026
- Payout methods
- Supported methods include bank transfers, wires, cards, digital wallets, mobile money, cash pickup, and cryptocurrency.checked 30 Sep 2026
- Product
- MassPay is a global financial orchestration platform for payouts.checked 30 Sep 2026
- Screening
- The platform performs real-time OFAC, EU, and UN sanctions screening and PEP screening.checked 30 Sep 2026
- Security certifications
- MassPay states that it is PCI-DSS Level 1 compliant and maintains SOC 2 Type II certification.checked 30 Sep 2026
- Support
- MassPay says every relationship includes a dedicated representative, VIP support, and 24/7 human payee support.checked 30 Sep 2026
- Target users
- MassPay lists marketplaces, creator platforms, affiliate programs, gig-economy companies, payroll and HR teams, travel businesses, insurance providers, and direct-selling organizations as users.checked 30 Sep 2026
- Validation pricing
- MassPay Validate has no platform fee or minimum commitment, charges per successful validation at an agreed rate, and does not charge for unsupported attempts.checked 30 Sep 2026
- Validation product
- MassPay Validate verifies account status and ownership through one API call and works with any payment stack.checked 30 Sep 2026
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