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INSTANDA

INSTANDA is a cloud-hosted, no-code platform for creating insurance products and managing policies through their lifecycles.

Place
#4 of 12
Score
5.4
INSTANDA's website

What INSTANDA is

INSTANDA is a cloud-hosted, no-code platform for creating insurance products and managing policies through their lifecycles. Insurers can configure products, question sets, ratings, documents, and emails without changing core code. The platform supports quote and bind journeys for B2C, B2B, and B2B2C channels, plus policy administration, self-service, payments, and first notice of loss claims administration. Policy features include automated renewals, out-of-sequence endorsements, straight-through application processing, referral rules, and audit trails. Broker and customer journeys cover policy changes, bill payment, document access, and claim submission. INSTANDA runs on Microsoft Azure and provides open APIs for third-party applications and data sources. Listed integrations include Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign, and ServiceNow. Security details include ISO 27001:2022 certification, AES-256 encryption, Cyber Essentials, PCI DSS SAQ A alignment, and SOC 2 best practices. Monthly minor updates and six-month strategic releases are described. Pricing is tailored and available on request.

Good

  • No-code insurance product and policy configuration
  • Supports B2C, B2B, and B2B2C journeys
  • Includes renewals, endorsements, referrals, and audit trails
  • Open APIs connect applications and data sources
  • SaaS licence includes hosting, maintenance, and support

Watch out

  • Pricing is custom and not publicly listed
  • Platform is focused on insurance organizations
  • At least two team members must be superusers for training

Who it suits

It is intended for insurance carriers, managing general agents, and brokers needing configurable product and policy workflows. Teams seeking no-code configuration on Azure with open APIs may find it suitable.

Verdict

INSTANDA brings product design, distribution, policy administration, payments, and claims workflows into a configurable cloud service. Its custom pricing and insurance-specific focus call for scope review before adoption.

Plans and prices

From INSTANDA's own pricing page, checked 4 Oct 2026.

All about pricing
PlanPriceWhat it gives you
INSTANDA insurance platformPriced on requestPricing tailored to business needs · No public rate shown · Custom pricing; the SaaS licence fee covers deployment, Microsoft Azure hosting, maintenance, and ongoing support.

The facts

Each one read from INSTANDA's own pages, with the date it was checked.

What it does

Cloud and APIs
INSTANDA runs on Microsoft Azure and describes its architecture as cloud native, with open APIs for connecting third party applications and data sources.checked 4 Oct 2026
Core capabilities
The platform supports insurance product creation, quote and bind across B2C, B2B, and B2B2C channels, policy administration, self-service, payments, and FNOL claims administration.checked 4 Oct 2026
Distribution
Broker and customer journeys support quote and bind, policy changes, bill payment, document access, and FNOL submission.checked 4 Oct 2026
Integrations
The maker lists integrations and ecosystem partners including Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign, and ServiceNow.checked 4 Oct 2026
Intended customers
The company says insurance carriers, managing general agents, and brokers around the world use its platform.checked 4 Oct 2026
Other security controls
The maker states it holds Cyber Essentials certification, aligns with PCI DSS SAQ A, and complies with SOC 2 best practices.checked 4 Oct 2026
Policy administration
Features include automated renewals, out of sequence endorsements, straight through application processing, referral rules, and audit trails.checked 4 Oct 2026
Product
INSTANDA is a cloud hosted, no-code insurance policy administration and distribution platform for creating products and managing policy lifecycles.checked 4 Oct 2026
Product design
Insurers can configure products, question sets, ratings, documents, and emails without changing the platform’s core code.checked 4 Oct 2026
Release cadence
INSTANDA says minor updates are monthly and major strategic releases occur every six months, with an optional preview environment for testing new features.checked 4 Oct 2026
Security
INSTANDA states it is ISO 27001:2022 certified and uses AES-256 encryption for sensitive data, including data in transit and at rest.checked 4 Oct 2026
Support and training
The maker describes ongoing support in its SaaS licence and provides self-paced Foundation and Advanced configurator training, with at least two team members required as superusers.checked 4 Oct 2026

The company

Company founding
INSTANDA’s company page says co-founders Tim Hardcastle and Derek Hill created the company in 2015.checked 4 Oct 2026
Founded
2015checked 28 Sep 2026
Headquarters
70 Gracechurch Street, London, EC3V 0HR, United Kingdomchecked 28 Sep 2026

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