IncomePro
IncomePro is web software for financial advisors creating income allocation plans, retirement projections, and client reports.
What IncomePro is
IncomePro is web software for financial advisors creating income allocation plans, retirement projections, and client reports. It brings Social Security, pensions, annuities, safe-asset withdrawals, and real estate into one income view. Advisors can project savings growth and withdrawals, model federal tax brackets and marginal rates, and look up IRMAA tiers using a two-year MAGI lookback for Part B and Part D premiums. Four stress-test cases use real S&P 500 return sequences: Bull, Bear, Extreme Bull, and Extreme Bear. The service offers one-click professional PDFs, while Professional adds an automatically generated PDF report and slide deck. Starter costs $99 a month for up to 25 clients; Professional costs $199 a month with unlimited clients. New users receive seven days of Professional-tier access without a credit card. Billing is monthly with a 12-month annual commitment.
Good
- Projects multiple retirement income sources
- Includes tax and IRMAA projections
- Offers four market stress scenarios
- Professional plan supports unlimited clients
- Seven-day full-feature trial
Watch out
- No free plan
- Starter limited to 25 clients
- Subscriptions have a 12-month commitment
Who it suits
IncomePro is purpose-built for retirement income advisors, including independent advisors and RIAs. It suits advisors needing projections, tax analysis, scenario testing, and client reports.
Verdict
IncomePro brings retirement income, tax, Social Security, and scenario analysis into one advisor-focused web service. Its plan limits, pricing, and annual commitment should be reviewed before subscribing.
Plans and prices
From IncomePro's own pricing page, checked 9 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Starter | $99 a month | Up to 25 clients · All 4 market scenarios · Tax & IRMAA projections · Email support · $99/mo |
| Professional | $199 a month | Unlimited clients · Apex AI planning assistant · White-label branding · Auto-generated PDF report & slide deck · Priority support · $199/mo |
| Enterprise | Priced on request | Unlimited advisors · All Professional features · Custom integrations · Dedicated support · SLA & compliance · Custom |
The facts
Each one read from IncomePro's own pages, with the date it was checked.
What it does
- Audience
- The product is purpose-built for retirement income advisors, including independent advisors and RIAs.checked 9 Oct 2026
- Compliance responsibility
- IncomePro says it is not a registered investment advisor, broker-dealer, or financial institution, and advisors remain responsible for compliance with regulations applicable to their practices.checked 9 Oct 2026
- Data use
- The company says it does not use client financial data to train machine-learning models or for purposes unrelated to providing the service.checked 9 Oct 2026
- Income sources
- It projects retirement income from Social Security, pensions, annuities, safe asset withdrawals, and real estate in one view.checked 9 Oct 2026
- Notable limit
- The Starter plan permits up to 25 clients; the Professional plan lists unlimited clients.checked 9 Oct 2026
- Processors
- The listed service providers are Stripe for payments, Supabase for database and authentication, and Vercel for web hosting.checked 9 Oct 2026
- Purpose
- IncomePro is a software-as-a-service platform for financial advisors to create income allocation plans, retirement projections, and client reports.checked 9 Oct 2026
- Reports
- The site describes one-click professional PDFs, and the Professional plan includes an automatically generated PDF report and slide deck.checked 9 Oct 2026
- Security
- The privacy policy says data in transit uses 256-bit TLS encryption, data at rest uses AES-256, and advisor records are isolated with database-level row-level security.checked 9 Oct 2026
- Support
- The Starter plan includes email support, Professional includes priority support, and Enterprise includes dedicated support.checked 9 Oct 2026
- Tax and Medicare
- It provides federal tax bracket projections with marginal rate calculations and IRMAA tier lookups using a two-year MAGI lookback for Part B and Part D premiums.checked 9 Oct 2026
Money
- Billing commitment
- Subscriptions are billed monthly with a 12-month annual commitment, then continue month to month and may be canceled with 30 days' written notice.checked 9 Oct 2026
- Trial
- New users get seven days of full access to Professional-tier features without providing a credit card.checked 9 Oct 2026
Where it runs
- Market scenarios
- It offers Bull, Bear, Extreme Bull, and Extreme Bear stress tests using real S&P 500 return sequences.checked 9 Oct 2026
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