Income Solver
Income Solver is a web tool for financial professionals creating retirement income plans that coordinate investments, Social Security, and withdrawals.
What Income Solver is
Income Solver is a web tool for financial professionals creating retirement income plans that coordinate investments, Social Security, and withdrawals. It evaluates up to 50,000 strategies and examines cash flow, taxes, and investments through a customizable framework with risk monitoring and rebalancing. Tax functions include Roth conversions and liquidation sequencing, with attention to Medicare surcharges, required minimum distributions, and Social Security taxation. Every license includes SSAnalyzer for comparing Social Security claiming approaches and lifetime benefits. Investment support covers household rebalancing, asset location, model portfolios, annuities, and one-click trade recommendations. The product integrates with current financial planning software and can use existing client data to generate custom strategies. It offers income and savings growth projections, detailed tax modeling, and scenario analysis. Pricing is paid with no free plan; a complimentary three-week trial requires attending a live weekly demonstration.
Good
- Evaluates up to 50,000 strategies
- Includes Social Security claiming analysis
- Supports detailed tax modeling
- Offers household rebalancing and model portfolios
- Integrates with existing planning software
Watch out
- No free plan
- Trial requires a live weekly demonstration
- Individual pricing requires professional login or registration
- Web platform only
Who it suits
It is designed for financial professionals building retirement plans and comparing income, tax, investment, and Social Security scenarios. Team and organization licensing is available by inquiry.
Verdict
Income Solver brings retirement income, tax, Social Security, investment, and scenario planning into one professional web product. Its trial and pricing process are geared toward financial-practice users rather than casual planners.
Plans and prices
From Income Solver's own pricing page, checked 9 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Custom Team | Priced on request | multi-license · group pricing and support options by inquiry |
The facts
Each one read from Income Solver's own pages, with the date it was checked.
What it does
- Audience
- The listed plans are for financial professionals, with a separate multi-license option for teams and organizations.checked 9 Oct 2026
- Integrations
- The product page says Income Solver integrates with current financial planning software and uses existing client data to generate custom strategies.checked 9 Oct 2026
- Investment management
- The software supports household-based rebalancing, asset location, model portfolios, annuities, and one-click trade recommendations.checked 9 Oct 2026
- Pricing access
- A secure financial professional login or registration is required to view individual subscription pricing or purchase a plan.checked 9 Oct 2026
- Provider
- Income Solver is offered by Retiree, Inc., a wholly owned subsidiary of T. Rowe Price Group, Inc.checked 9 Oct 2026
- Purpose
- Income Solver creates retirement income plans that coordinate investments, Social Security, and withdrawals.checked 9 Oct 2026
- Security
- T. Rowe Price says its network uses firewall and intrusion-prevention systems and its web applications use SSL/TLS encryption; its site may also offer multifactor authentication.checked 9 Oct 2026
- Social Security
- Every Income Solver license includes SSAnalyzer for comparing claiming strategies and analyzing lifetime benefits.checked 9 Oct 2026
- Strategy analysis
- The tool evaluates up to 50,000 strategies to build tax-efficient retirement income plans.checked 9 Oct 2026
- Tax features
- Features include Roth conversions and liquidation sequencing to help manage tax burdens, Medicare surcharges, required minimum distributions, and Social Security taxation.checked 9 Oct 2026
The company
- Headquarters
- Overland Park, Kansaschecked 28 Sep 2026
Money
- Trial
- Complimentary three-week trial access is offered to people who attend a live weekly demonstration.checked 9 Oct 2026
- Withdrawal planning
- Its customizable framework analyzes cash flow, taxes, and investments and supports risk monitoring and rebalancing.checked 9 Oct 2026
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