Gigapay
Gigapay is a Merchant of Record service for businesses paying creators, consolidating payouts through one vendor and invoice.
What Gigapay is
Gigapay is a Merchant of Record service for businesses paying creators, consolidating payouts through one vendor and invoice. It targets brands, agencies, affiliate networks, and eSports or streaming businesses. Gigapay says it handles creator onboarding, KYC/KYB checks, and applicable tax reporting, with payouts supported in more than 60 countries and 50 currencies. Creators can use self-service onboarding and receive instant payouts where supported. Businesses can trigger payouts, sync reporting, and automate onboarding through an API connected to a platform or CRM; documentation covers recipient, payout, and invoice endpoints. The web app has no implementation phase: after funding an account, clients can upload a payout batch. Bank transfer is the listed payout method, while features, currencies, and transaction times vary by country. Pro costs €279 a month plus a fixed 4.9% fee per payout. Enterprise uses negotiated volume rates and includes custom integrations and dedicated support.
Good
- Merchant of Record payment consolidation
- Creator onboarding and KYC/KYB handling
- Payouts in more than 60 countries
- API automation for payout workflows
- Self-service creator onboarding
Watch out
- €279 a month plus 4.9% fee
- No free plan
- Features vary by country
- Some markets require activation
Who it suits
Gigapay suits brands, agencies, affiliate networks, and eSports or streaming businesses paying creators. It is useful for teams seeking API-based payouts with onboarding and tax processes handled.
Verdict
Gigapay combines creator payouts, compliance tasks, and API automation under one provider. Its monthly charge, per-payout fee, and country-dependent availability are key considerations.
Plans and prices
From Gigapay's own pricing page, checked 3 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Pro | €279 a month | 4.9% fixed fee per payout · Unlimited global payouts · Unlimited vendors · Compliance and tax handled · API access · Self-service creator onboarding · Live support |
| Enterprise | Priced on request | €1.8M+ annual transfers · Negotiated volume-based rates · Dedicated account manager · Priority support · Custom integrations · Onboarding and training |
The facts
Each one read from Gigapay's own pages, with the date it was checked.
What it does
- API
- The Gigapay API can trigger payouts, sync reporting, and automate onboarding from a customer's platform or CRM.checked 3 Oct 2026
- Availability limits
- Supported payout features, currencies, and transaction times vary by country, and some markets require activation on request.checked 3 Oct 2026
- Creator experience
- Creators can use self-service and receive instant payouts where supported.checked 3 Oct 2026
- Creator onboarding
- Gigapay says it handles creator onboarding and KYC/KYB so clients do not have to do those checks themselves.checked 3 Oct 2026
- Getting started
- Gigapay says the web app has no implementation phase and clients can upload their first payout batch once the account is funded.checked 3 Oct 2026
- Global payouts
- Gigapay says its service supports creator payouts in more than 60 countries.checked 3 Oct 2026
- Integrations
- Gigapay offers API integration for payout workflows and says its API documentation covers recipient, payout, and invoice endpoints.checked 3 Oct 2026
- Product
- Gigapay acts as a Merchant of Record for creator payments, consolidating payments through one vendor and invoice.checked 3 Oct 2026
- Security
- Gigapay says it is ISO 27001 certified and GDPR compliant and uses encryption for personal and financial data.checked 3 Oct 2026
- Support
- The Pro plan includes live support; the Enterprise plan includes priority support and a dedicated account manager.checked 3 Oct 2026
- Tax compliance
- Gigapay says it handles applicable tax reporting for payouts.checked 3 Oct 2026
- Use cases
- The service is for brands, agencies, affiliate networks, and eSports and streaming businesses paying creators.checked 3 Oct 2026
The company
- Headquarters
- Stockholm, Swedenchecked 28 Sep 2026
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