Filabl
Filabl is web-based UK tax software for small businesses, combining an AI accountant with tools for filing VAT, Corporation Tax, Self Assessment and Payroll …
What Filabl is
Filabl is web-based UK tax software for small businesses, combining an AI accountant with tools for filing VAT, Corporation Tax, Self Assessment and Payroll RTI directly to HMRC. Its AI accountant is available 24/7 on all plans and uses financial data and UK tax rules. Filabl connects to more than 40 UK banks through FCA-authorised Stripe Financial Connections. Its transaction categorisation sorts spending into UK tax categories and flags anomalies; receipt scanning extracts supplier, amount, VAT and category from photos or email forwards, then matches receipts to transactions. Invoicing, bills, quotes, contacts and fixed assets are included on every plan, including Basic. Basic is free. Starter is £19/mo and Growth is £49/mo; both prices exclude VAT, added at checkout. The maker says it is completing HMRC’s software recognition programme. Filabl says account data is hosted in the EU London region, credentials are encrypted at rest, and connections use TLS 1.2+.
Good
- AI accountant is available 24/7 on every plan.
- Connects to more than 40 UK banks.
- Free Basic includes invoicing, bills and quotes.
- Receipt scanning matches receipts to transactions.
- Subscriptions can be cancelled at any time.
Watch out
- Maker says HMRC software recognition is still in progress.
- Starter and Growth prices exclude VAT.
- The service is web-based.
Who it suits
Filabl suits UK small businesses seeking tax filing, bookkeeping tools and AI tax guidance in one web service. It is built for UK tax law rather than enterprise clients.
Verdict
Filabl brings small-business accounting tools and several UK tax filing functions together, with a free Basic plan and paid filing options. Check the recognition status and the VAT added to paid prices before choosing a plan.
Plans and prices
From Filabl's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Basic | Free | Invoicing & quotes · Expense tracking · Contact management · Basic P&L reports · Email support |
| Starter | £19 a month | MTD VAT returns · Open Banking (40+ UK banks) · AI auto-categorisation · Receipt scanning · AI accountant (250,000 AI points/mo) · HMRC deadline reminders · Dividend vouchers · Anomaly detection · Fixed assets register · Billed monthly · cancel any time; annual option £190/year |
| Growth | £49 a month | Corporation Tax CT600 · Self Assessment SA100 · Payroll & RTI submissions · AI accountant (1,250,000 AI points/mo) · AI tax optimisation · Document inbox · Cash flow forecasting & AI insights · Mileage tracking · Client portal · Priority support · Billed monthly · cancel any time; annual option £490/year |
The facts
Each one read from Filabl's own pages, with the date it was checked.
What it does
- AI accountant
- The AI accountant is powered by Anthropic Claude, uses financial data and UK tax rules, and is available 24/7 on all plans.checked 7 Oct 2026
- Cancellation
- Subscriptions can be cancelled at any time and downgrade to Basic at the end of the billing period; users can export their data.checked 7 Oct 2026
- Filing requirement
- The maker says it is in the process of completing HMRC's software recognition programme.checked 7 Oct 2026
- Open Banking
- Filabl connects to 40+ UK banks through FCA-authorised Stripe Financial Connections.checked 7 Oct 2026
- Pricing tax
- The listed Starter and Growth prices exclude VAT, which the pricing page says is added at checkout.checked 7 Oct 2026
- Privacy
- The maker says data is hosted in the EU London region, is not sold, and is not used to train AI without consent.checked 7 Oct 2026
- Product
- Filabl is UK MTD software and an AI accountant for small businesses that files VAT, Corporation Tax, Self Assessment and Payroll RTI directly to HMRC.checked 7 Oct 2026
- Receipt scanning
- Receipt scanning accepts photos or email forwards and extracts supplier, amount, VAT and category before matching receipts to transactions.checked 7 Oct 2026
- Security
- The features page says HMRC credentials are encrypted at rest with AES-256-GCM, connections use TLS 1.2+, and database row-level security isolates account data.checked 7 Oct 2026
- Support
- The About page says the team aims to reply to enquiries within one business day; Growth includes priority support.checked 7 Oct 2026
- Target users
- Filabl says it is built exclusively for UK small businesses and UK tax law, rather than enterprise clients.checked 7 Oct 2026
- Transaction categorisation
- AI categorisation sorts transactions into UK tax categories with up to 97% accuracy and flags anomalies.checked 7 Oct 2026
Money
- Free features
- Invoicing, bills, quotes, contacts and fixed assets are available on all plans, including free Basic.checked 7 Oct 2026
