Fidelity Planning & Guidance Center

What Fidelity Planning & Guidance Center is

Fidelity Planning & Guidance Center is a free web tool for reviewing retirement readiness, investment strategies, and possible next steps. Its Retirement Analysis feature lets users model hypothetical scenarios using current savings and estimated future contributions, while users can create and track multiple independent financial goals. The analysis draws on historical returns, market volatility, and correlations to estimate potential retirement income. Fidelity says Probability of Success replaced the Fidelity Retirement Score as a broad measure of financial plan strength and supports planning beyond retirement. Information may carry into other Fidelity tools, including Guided Portfolio Summary and Fidelity Income Strategy Evaluator. The tool may also use financial details already provided to Fidelity, a workplace plan sponsor, or a third party, so users should check their accuracy. Projections are hypothetical, not actual investment results or guarantees. The analysis is informational and nondiscretionary rather than personalized advice; it assumes primarily U.S. tax liability and may not suit some circumstances. There is no fee to generate a plan, though investment expenses and account transaction fees may apply.