Covisum Income InSight
Covisum Income InSight is a web-based financial planning platform for advisors serving mass-affluent and affluent clients in retirement or retirement transit…
What Covisum Income InSight is
Covisum Income InSight is a web-based financial planning platform for advisors serving mass-affluent and affluent clients in retirement or retirement transition. It combines retirement tax planning, income needs, and Social Security planning. Advisors can create Roth conversion strategies with suggested dollar amounts, project income and savings growth, plan withdrawals, and model Social Security. Scenario tools can test strategies against a down market, early death, Social Security benefit cuts, inflation, and long-term care needs. The platform provides annual cash-flow analysis, printable PDF reports, and insurance scenarios involving SPIAs, deferred annuities, and other products. It integrates with Covisum Social Security Timing, Tax Clarity, and SmartRisk. Subscriptions include live support and customer success assistance, require no contract, and are intended for one user unless an enterprise agreement applies. Pricing is $119.99 a month or $1,400 a year, with a 10-day trial and no free plan.
Good
- Roth conversion strategies with dollar amounts
- Retirement scenario stress tests
- Annual cash-flow analysis and PDF reports
- Social Security and withdrawal planning
- Integrates with Covisum planning tools
Watch out
- No free plan
- Account synchronization is unavailable
- Client collaboration is unavailable
- Subscriptions intended for one user
Who it suits
Income InSight suits advisors planning retirement income for mass-affluent and affluent clients. It fits workflows needing tax, withdrawal, Social Security, and scenario modeling through a web platform.
Verdict
Income InSight brings retirement income, tax, Social Security, and scenario planning into a browser-based service. Its listed limits around synchronization, collaboration, and user count should shape the buying decision.
Plans and prices
From Covisum Income InSight's own pricing page, checked 19 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Monthly | $119.99 a month | Single-user subscription · No contract stated · billed monthly |
| Annual | $1,400 a year | Single-user subscription · No contract stated · billed annually |
| Income InSight monthly subscription | $119.99 a month | Intended for one user · enterprise options available · Monthly |
| Income InSight annual subscription | $1,400 a year | Intended for one user · enterprise options available · Annually |
The facts
Each one read from Covisum Income InSight's own pages, with the date it was checked.
What it does
- Cash flow and reports
- The platform provides annual cash flow analysis and printable PDF reports.checked 8 Oct 2026
- Data handling
- Covisum's terms say it uses commercially reasonable administrative, physical, and technical measures to protect the security and integrity of user content.checked 8 Oct 2026
- Integrations
- Income InSight deeply integrates with Covisum's Social Security Timing, Tax Clarity, and SmartRisk tools.checked 8 Oct 2026
- Purpose
- Income InSight is a financial planning platform built for advisors serving mass-affluent and affluent clients in retirement or retirement transition.checked 8 Oct 2026
- Roth conversions
- It generates Roth conversion strategies with suggested dollar amounts.checked 8 Oct 2026
- Security
- Covisum says individual and small-group customers can request its SOC 2 report through its Trust Center under a non-disclosure agreement.checked 8 Oct 2026
- Stress tests
- Advisors can test retirement strategies against a down market, early death, Social Security benefit cuts, inflation, or long-term care needs.checked 8 Oct 2026
- Subscription terms
- The product page says no contract is required and describes subscriptions as intended for one user; multiple users require an enterprise-level agreement.checked 8 Oct 2026
- Support
- The product page says subscriptions include unlimited free access to live support and customer success assistance.checked 8 Oct 2026
The company
- Founded
- 2019checked 28 Sep 2026
- Headquarters
- Omaha, Nebraska, United Stateschecked 28 Sep 2026
Where it runs
- Insurance scenarios
- Advisors can show the impact of SPIAs, deferred annuities, and other insurance products.checked 8 Oct 2026
- Platform
- Covisum's terms describe its software applications as web-based.checked 8 Oct 2026
Money
- Planning areas
- The platform combines retirement tax planning, income needs, and Social Security planning.checked 8 Oct 2026
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