Cashfree Payouts
Cashfree Payouts is a web and API service for businesses sending money to vendors, refunding customers or disbursing loans.
What Cashfree Payouts is
Cashfree Payouts is a web and API service for businesses sending money to vendors, refunding customers or disbursing loans. It supports payouts around the clock, including bank holidays, managed through a dashboard, APIs or SDKs. Businesses can connect multiple bank accounts, manage balances and allocate funds centrally, then route payout volumes across accounts; a single transaction cannot be routed through multiple fund sources. Built-in checks can validate UPI handles or account and IFSC details, confirm beneficiary details and flag activity for review. Cashgram provides a payout link by SMS, email or WhatsApp so recipients can enter their payout details. Listed reporting and accounting functions include Tally synchronization, reconciliation across banks and consolidated reports. Available direct payout banks are ICICI Bank, Yes Bank, IndusInd Bank and Kotak, while Axis and RBL are marked as coming soon. Fees vary by transfer method and amount; bank charges and GST are additional. The product presents workflows for marketplaces, lending, gig economy businesses, insurance, e-commerce and quick commerce.
Good
- Supports payouts 24x7, including bank holidays
- Validates UPI and bank-account details
- Cashgram sends payout links through SMS, email or WhatsApp
- Provides cross-bank reconciliation and consolidated reports
Watch out
- One transaction cannot use multiple fund sources
- Axis and RBL direct payouts are marked coming soon
- Fees exclude bank charges and GST
Who it suits
It suits businesses making vendor, customer-refund or loan payouts, including marketplaces and e-commerce operators. Teams that need to route payout volumes across multiple accounts may find its connected banking features relevant.
Verdict
Cashfree Payouts combines payout workflows, beneficiary checks and fund-source management through web and API tools. Check the method-dependent fees and transaction routing limit against your payout setup.
Plans and prices
From Cashfree Payouts's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Enterprise Plan - Custom pricing designed for enterprises | Priced on request | Custom pricing · Early access to new features · Dedicated account manager · Discounted pricing · WhatsApp support and other channels |
| Standard Plan - Pay as you go (for startups) | Priced on request | Wallets / Connected BaaS: ₹3.00–₹15.00 per transfer depending on amount and mode · Visa/Mastercard: ₹15.00 up to ₹1,000; ₹20.00 above ₹1,000 · Prices exclude bank charges and GST |
The facts
Each one read from Cashfree Payouts's own pages, with the date it was checked.
What it does
- Accounting and reporting
- The product page lists Tally synchronization, reconciliation across banks, consolidated reports, and dashboard reporting.checked 30 Sep 2026
- Cashgram
- Cashgram lets a business send a payout link by SMS, email, or WhatsApp so the recipient can enter payout details and receive funds.checked 30 Sep 2026
- Connected fund sources
- Connected banking lists bank accounts, Cashfree’s virtual wallet, Paytm Wallet, corporate credit cards, escrow accounts, and external credit lines as fund sources.checked 30 Sep 2026
- Direct payout bank availability
- The connected banking page says ICICI Bank, Yes Bank, IndusInd Bank, and Kotak are currently available for direct payouts, while Axis and RBL are marked coming soon.checked 30 Sep 2026
- Integration
- Cashfree describes payout APIs, SDKs, and documentation, and says payouts can be managed through its dashboard or API.checked 30 Sep 2026
- Intended users
- The product page presents payout workflows for lending and NBFCs, marketplaces, gig economy businesses, insurance, e-commerce, and quick commerce.checked 30 Sep 2026
- Multi-bank routing
- The product supports connecting and operating multiple bank accounts, centrally managing balances and fund allocation, and routing payout volumes across accounts.checked 30 Sep 2026
- Notable limit
- One transaction cannot be routed through multiple fund sources, although multiple transactions can be routed to different sources.checked 30 Sep 2026
- Paytm Wallet limit
- Paytm wallet payouts require a beneficiary with a Paytm wallet and completed KYC; the stated maximum is up to ₹1 lakh for a customer who has completed KYC registration.checked 30 Sep 2026
- Purpose
- Cashfree Payouts lets businesses send money to vendors, refund customers, and disburse loans, including 24x7 and on bank holidays.checked 30 Sep 2026
- Risk checks
- Built-in checks can validate UPI handles or account number and IFSC details, confirm beneficiary details, and flag activity for review.checked 30 Sep 2026
- Security standards
- Cashfree lists ISO/IEC 27001:2022, PCI-DSS v4.0.1, and SOC 2, and says its information systems receive regular audits by CERT-In empanelled auditors.checked 30 Sep 2026
- Support
- The enterprise plan lists a dedicated account manager and support over WhatsApp in addition to other channels.checked 30 Sep 2026
The company
- Founded
- 2015checked 28 Sep 2026
- Headquarters
- Bengaluru, Karnataka, Indiachecked 28 Sep 2026
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