Cashfree eNACH
Cashfree eNACH automates recurring payments by debiting customer bank accounts.
What Cashfree eNACH is
Cashfree eNACH automates recurring payments by debiting customer bank accounts. Businesses can set up mandates for amounts up to ₹1 Crore across more than 50 banks supported by NPCI for e-Mandate registration. Cashfree states that mandate creation takes 24 hours and e-Mandates are activated within 1 to 2 days. Merchants can retry failed payments, manage subscription and payment reports in a dashboard, and import mandates from an existing payment provider. Checkout can use Cashfree’s hosted page or a branded experience built with Seamless APIs. Third Party Validation checks whether an account is KYC-verified when a mandate is created. The service also lists e-commerce plugins and developer integration kits. It supports domestic recurring payments, API access, and mandate management. Cashfree says payment authentication and auto-debits follow current government guidelines and lists an RBI Payment Aggregator Certificate. The company also lists ISO/IEC 27001:2022 certification covering payment aggregator and service provider activities. Pricing is on request; the plan charges for mandate creation or presentation, with a separate platform fee.
Good
- Supports mandates across more than 50 banks.
- Includes retries for failed payments.
- Mandates can be imported from another provider.
- Offers hosted and branded checkout options.
Watch out
- Pricing is available on request.
- A separate platform fee applies.
- The listed plan charges for mandate creation or presentation.
Who it suits
Cashfree eNACH suits businesses collecting recurring domestic payments, including the listed use cases of NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS, and rental services.
Verdict
Cashfree eNACH combines mandate setup, recurring debits, retries, and subscription reporting for domestic collections. Businesses should clarify the on-request pricing and separate platform fee before choosing it.
Plans and prices
From Cashfree eNACH's own pricing page, checked 2 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| eNACH / E-mandate | — | platform fee applies separately · mandate creation / per presentation |
The facts
Each one read from Cashfree eNACH's own pages, with the date it was checked.
What it does
- Bank coverage
- Cashfree supports all 50+ banks supported by NPCI for e-Mandate registration.checked 2 Oct 2026
- Checkout options
- Businesses can use Cashfree's checkout page or build a branded checkout with Seamless APIs.checked 2 Oct 2026
- Compliance validation
- Third Party Validation checks whether a bank account is KYC-verified when a mandate is created.checked 2 Oct 2026
- Integrations
- Cashfree lists e-commerce plugins and developer-friendly integration kits for its eNACH platform.checked 2 Oct 2026
- Mandate activation
- Cashfree states that e-Mandates are activated within 1 to 2 days, with 24-hour mandate creation.checked 2 Oct 2026
- Mandate limit
- Cashfree states that businesses can authorise auto-debits from customer bank accounts up to ₹1 Crore across 50+ banks.checked 2 Oct 2026
- Mandate migration
- Cashfree lets businesses import mandates from an existing payment provider.checked 2 Oct 2026
- Payment retries
- Merchants can retry failed payments to help maintain recurring collections.checked 2 Oct 2026
- Security and regulation
- Cashfree states that its payment authentications and auto-debits follow current government guidelines and lists RBI Payment Aggregator Certificate No. 266/2025.checked 2 Oct 2026
- Security certification
- Cashfree Payments India Private Limited has an ISO/IEC 27001:2022 information security management certification covering payment aggregator and payment service provider activities.checked 2 Oct 2026
- Subscription management
- The product includes a subscription dashboard with subscription and payment reports.checked 2 Oct 2026
- Support
- Existing customers can raise dashboard tickets, email Cashfree support, or contact their account manager.checked 2 Oct 2026
- Target customers
- Cashfree identifies NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS, and rental services as eNACH use cases.checked 2 Oct 2026
- What it does
- Cashfree eNACH automates periodic or recurring payments through automatic debits from customer bank accounts.checked 2 Oct 2026
The company
- Founded
- 2015checked 28 Sep 2026
- Headquarters
- Bengaluru, Karnataka, Indiachecked 28 Sep 2026
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