Cashfree eNACH

C tier on Direct Debit Processing SoftwareScore 6.2 · #10 of 23

Android app: Not listed
Free plan: No
Runs on: api, Web

cashfree.com

Summary

Cashfree eNACH automates recurring payments by debiting customer bank accounts. Businesses can set up mandates for amounts up to ₹1 Crore across more than 50 banks supported by NPCI for e-Mandate registration. Cashfree states that mandate creation takes 24 hours and e-Mandates are activated within 1 to 2 days. Merchants can retry failed payments, manage subscription and payment reports in a dashboard, and import mandates from an existing payment provider. Checkout can use Cashfree’s hosted page or a branded experience built with Seamless APIs. Third Party Validation checks whether an account is KYC-verified when a mandate is created. The service also lists e-commerce plugins and developer integration kits. It supports domestic recurring payments, API access, and mandate management. Cashfree says payment authentication and auto-debits follow current government guidelines and lists an RBI Payment Aggregator Certificate. The company also lists ISO/IEC 27001:2022 certification covering payment aggregator and service provider activities. Pricing is on request; the plan charges for mandate creation or presentation, with a separate platform fee.

Who it is for

Cashfree eNACH suits businesses collecting recurring domestic payments, including the listed use cases of NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS, and rental services.

What is good

Supports mandates across more than 50 banks.
Includes retries for failed payments.
Mandates can be imported from another provider.
Offers hosted and branded checkout options.

What to know first

Pricing is available on request.
A separate platform fee applies.
The listed plan charges for mandate creation or presentation.

Verdict

Cashfree eNACH combines mandate setup, recurring debits, retries, and subscription reporting for domestic collections. Businesses should clarify the on-request pricing and separate platform fee before choosing it.

Cashfree eNACH plans and pricing

All plans

eNACH / E-mandate Not published mandate creation / per presentation platform fee applies separately cashfree.com · 2 Oct 2026

Compared on direct debit processing software

Payment frequency: recurringcashfree.com
Scheme coverage: domesticcashfree.com
Mandate management: Yescashfree.com
API access: Yescashfree.com
Hosted payment page: Yescashfree.com

Facts

What it does: Cashfree eNACH automates periodic or recurring payments through automatic debits from customer bank accounts.cashfree.com · 2 Oct 2026
Mandate limit: Cashfree states that businesses can authorise auto-debits from customer bank accounts up to ₹1 Crore across 50+ banks.cashfree.com · 2 Oct 2026
Mandate activation: Cashfree states that e-Mandates are activated within 1 to 2 days, with 24-hour mandate creation.cashfree.com · 2 Oct 2026
Bank coverage: Cashfree supports all 50+ banks supported by NPCI for e-Mandate registration.cashfree.com · 2 Oct 2026
Payment retries: Merchants can retry failed payments to help maintain recurring collections.cashfree.com · 2 Oct 2026
Subscription management: The product includes a subscription dashboard with subscription and payment reports.cashfree.com · 2 Oct 2026
Mandate migration: Cashfree lets businesses import mandates from an existing payment provider.cashfree.com · 2 Oct 2026
Checkout options: Businesses can use Cashfree's checkout page or build a branded checkout with Seamless APIs.cashfree.com · 2 Oct 2026
Compliance validation: Third Party Validation checks whether a bank account is KYC-verified when a mandate is created.cashfree.com · 2 Oct 2026
Integrations: Cashfree lists e-commerce plugins and developer-friendly integration kits for its eNACH platform.cashfree.com · 2 Oct 2026
Security and regulation: Cashfree states that its payment authentications and auto-debits follow current government guidelines and lists RBI Payment Aggregator Certificate No. 266/2025.cashfree.com · 2 Oct 2026
Security certification: Cashfree Payments India Private Limited has an ISO/IEC 27001:2022 information security management certification covering payment aggregator and payment service provider activities.cashfreelogo.cashfree.com · 2 Oct 2026
Support: Existing customers can raise dashboard tickets, email Cashfree support, or contact their account manager.cashfree.com · 2 Oct 2026
Target customers: Cashfree identifies NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS, and rental services as eNACH use cases.cashfree.com · 2 Oct 2026