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Paystack vs Peach Payments

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactPaystackPeach Payments
HeadquartersLagos, NigeriaCape Town, South Africa
IntegrationsPaystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms.Listed ecommerce plugins include Magento, Shopify, WooCommerce, Wix, Ecwid, Gravity Forms, nopCommerce, and OpenCart.
Payment methodsSupported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money.The platform supports cards, bank payments, buy now pay later, QR codes, digital wallets, vouchers, alternative credit, and cryptocurrency.
Recurring billingThe product suite includes recurring payments and subscription billing with subscription-management links.The service offers one-click and subscription payments using card storage.
SecurityPaystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified.Peach Payments states that it is PCI DSS Level 1 compliant and uses advanced encryption, 3D Secure, and tokenisation.

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Peach Payments plans

  • Enterprise PlanPriced on request
  • Growth PlanPriced on request

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Pick Peach Payments if…

You want what its maker publishes above — check its page for the details.

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